Billing

Insurance:

I do not accept insurance directly however, most insurance companies will partially reimburse my services as an “out-of-network” provider.  Also, mental health is normally covered by pre-tax Health savings accounts (HSA) or Health Reimbursement Accounts (HRA). Services may be covered in full or in part by your health insurance or employee benefit plan.

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Please check your coverage carefully by asking the following questions: 
*  Do I have mental health insurance benefits?
*  What is my deductible and has it been met?
*  How many sessions per year does my health insurance cover?
*  What is the coverage amount per therapy session for a non-network provider?

If you need help arranging insurance payments due you, I am available to help you.

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About Insurance:
Insurance companies' polices are very evasive as they require a diagnosis to receive services, can request your records at any time, and limited the length of counseling sessions. All of these I believe are not beneficial to my clients. By not accepting insurance I’m able to protect your privacy.  Beware, some diagnoses may have a negative influence on a client’s eligibility for future health insurance, including, school or work placements.

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If you decide to use insurance, it is your responsibility to inquire with your health insurance carrier directly to determine how much you may be reimbursed for visits with an “out of network provider” such as myself. At your request, I will give you a superbill (receipt) of our sessions at the end of each month, which you may then submit to your insurance company for possible reimbursement.